Sending a child to college can be a whirlwind of a time for some, so we wanted to help in the best way we can and that is by helping with the insurance side of things!
One of the blessings of having a college student is that they may be eligible for some student discounts! Here are a couple of discounts college students may qualify for.
Is your student going off to college without a car?
Well, we have some good news! You may be eligible for a "student away at school" discount on your child's vehicle while they are away! This is normally only applicable if your child is 100 or more miles away from home without their vehicle.
Does your student have good grades?
Great news! You may be eligible for a "good student" discount!
Renters Insurance, to get or not to get?
This is all dependent upon a student's living situation. If a student is living on campus, their belongings would likely fall under their parent's homeowners insurance policy. It is wise to double-check with an agent to be sure your current policy has this coverage.
If the student is living off campus, it is a different story. Living off campus can be a great choice still, students' possessions typically won't be covered by their parent's homeowners insurance anymore at that point though.
If a student is renting a place off campus, they will want to get renters insurance if they want protection of their belongings. Students' belongings would be covered in the event of theft, vandalism, fire, tornadoes, and other kinds of damage. Some policies can also cover items when they aren't in the house or apartment, like items that were left in the car.
To learn more about renters insurance, to get renters insurance, or to learn about student discounts, contact one of our offices to speak with an agent!
LaCygne (913) 757-4551
Mound City (913) 795-2200
Garnett (785) 448-3841
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